We specialise in secured private lending and bridging finance to help you access fast,
flexible funding. Our solutions focus on speed and certainty, helping you move quickly when opportunities arise.
We offer first and second mortgages against property in most suburbs in Australia. Secured private loans are quicker and easier to arrange than a full-doc bank application, as they do not require proof of income. Banks are slow, and often say “no” when it matters most.
Blue Vista Capital has long specialised in sourcing and structuring no-doc finance solutions for all types of business borrowers, positioning us at the forefront of non-bank lenders in Australia. Funding can be for working capital needs, asset acquisitions, or equipment purchases. You just need to own a property with enough equity to secure the loan.
The process is very quick, and you can often get funded for any business purpose in a matter of days!
A second mortgage is a loan secured by a second registered charge on a property that already has a first mortgage in place. While the second mortgage ranks behind the first in repayment priority, it allows you to unlock equity without disturbing your primary loan.
Loans from $100,000
We offer private lending solutions to help bridge your funding gap, with interest rates starting at 7.99%! Specialising in fast approval bridging loans, whether it’s waiting for the sale of a property, accessing funding for property improvements, urgent finance for equipment purchases, or you just need that bit of extra working capital, we can move very quickly to help you.
Bridging loans are a short-term financing solution that helps “bridge the gap” between an immediate funding need and a future event—typically the sale of a property or the receipt of incoming funds. Bridging finance is typically structured as a short-term, interest-only loan with terms of up to 12 months. Interest payments can often be capitalised onto the loan, meaning no repayments are needed, which frees up your cash flow even more.
Bridging finance is commonly used when:
Unlike banks, private lenders can assess your loan based on the asset value and exit strategy— full financials are not needed.
Our Support and Sales team is available 24 /7 to answer your queries
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