Fast private funding for property development. Limited presales accepted. Site acquisition, construction loans, mezzanine debt, and mid-project rescue finance across Australia.
Banks and institutional lenders have strict presale requirements, lengthy assessment processes, and limited appetite for complex or time-sensitive developments. Private construction lenders operate differently — focusing on project viability, property security, and developer experience rather than tick-boxes.
Blue Vista Capital has arranged private construction and development finance across a wide range of project types — from boutique residential developments and townhouse projects to large-scale commercial builds. We source both senior and mezzanine debt from our panel of 45+ private lenders.
Secure a development site fast with private funding while longer-term construction financing is arranged. Ideal for competitive markets where speed is essential.
Private lenders can fund construction with few or no presales in some circumstances — a significant advantage over mainstream lenders who often require 80%+ presales.
Top up your senior debt with mezzanine finance to increase project leverage without bringing in additional equity partners. Available for qualified developments.
Builder walked off site? Cost overruns? Incomplete project in crisis? We arrange fast private funding to get stalled projects back on track.
Refinance completed stock with private residual stock lending — releasing equity while you sell down at market pace rather than under pressure.
Already in a private construction loan that's maturing or becoming uncompetitive? We can refinance to a better structure with more suitable terms.
✓ Limited or no presales required
✓ Approval in days, not months
✓ Flexible on project type and location
✓ Can fund incomplete or distressed projects
✓ Mezzanine and senior debt available
✓ Asset-focused assessment
✗ Typically 80%+ presales required
✗ 3–6 months assessment timelines
✗ Rigid LVR and cost-to-complete requirements
✗ No appetite for rescue or distressed projects
✗ Senior debt only
✗ Income and track record heavy focus
Private lenders are significantly more flexible than banks. In some cases, construction finance can be arranged with limited or no presales, depending on the project type, location, developer experience, and LVR.
Yes. Project rescue finance is one of our specialties. If your builder has walked off site, costs have overrun, or your existing lender has declined further drawdowns, we can arrange fast private funding to complete the project.
Mezzanine finance sits between the senior construction loan and the developer's equity. It allows developers to increase their leverage without bringing in additional equity partners, effectively reducing the amount of equity needed to fund a project.
We arrange private construction finance from $500,000 up to $20,000,000 and beyond for qualifying projects. This covers boutique residential developments through to larger commercial projects.
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