Unlock the equity in your property quickly, without income proof or lengthy bank processes. Access capital for any legitimate business or investment purpose — fast.
Equity release is the process of accessing the equity that has built up in your property — the difference between what the property is worth and what you owe on it. Through a private loan secured against the property, you can convert this equity into usable capital without selling the asset.
Unlike bank equity release or home equity loans, private equity release loans do not require income verification, employment proof, or a clean credit file. Approval is based on the equity position of the property and how you plan to repay or exit the loan.
This makes private equity release ideal for business owners, self-employed borrowers, investors, and anyone who has been declined by a bank but has meaningful equity in their property.
Fund new premises, hire staff, expand inventory, or launch a new product line using equity from your commercial or residential property.
Purchase essential business equipment without depleting operating cash flow — backed by property equity rather than business revenue.
Use equity from one property to fund the deposit or purchase of the next — growing your portfolio without waiting to save.
Pay ATO tax debts, avoid penalties, or fund a payment arrangement using fast private equity release backed by your property.
Access fast capital for family law settlements, estate distributions, or legal obligations where timing is critical.
Private equity release loans can be used for virtually any legitimate business or investment purpose — not limited to specific categories.
Yes. Private equity release lenders focus primarily on your property's equity position, not your credit file. Defaults, court judgements, and adverse credit are all assessed case-by-case — many borrowers with bad credit are successfully funded.
No. Private equity release is asset-based lending. We do not require payslips, tax returns, or full financial statements. You need to own property with sufficient equity — that's the primary consideration.
Yes. We arrange private equity release against residential, commercial, industrial, and in some cases land assets. Metro and many regional locations across Australia.
This depends on your current mortgage balance and property value. As a general guide, private lenders typically lend up to 70–75% LVR on metro residential property, and somewhat lower on commercial or regional assets.
Same-day response. No credit check to enquire.